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Survey: Just 4 in 10 Employees Protecting Their Paychecks
Snapshot of disability coverage revealed in The Harris Poll –
OneAmerica® findings
INDIANAPOLIS–(BUSINESS WIRE)–Roughly 4 in 10 working Americans (41%) report they have
employer-sponsored disability insurance coverage, according to a new
survey conducted online by The Harris Poll on behalf of OneAmerica®.
However, less than one quarter of working Americans (24%) elect to have
voluntary disability insurance through their employer ─ where employees
have to pay for coverage themselves ─ leaving many without this key
paycheck protection.
This new survey of short-term or long-term disability insurance coverage
was conducted among 1,017 U.S. adults ages 18 and older who are employed
full-time or part-time.1
Disability Insurance Awareness Month is observed annually in May.
OneAmerica uses the survey results to help educate consumers and to
challenge assumptions.
The Harris Poll-OneAmerica survey was conducted April 18-22, 2019.
Of the 64% of working Americans who report not having voluntary
disability coverage, just under half (47%) say it is because their
employer does not offer it; among them, nearly 3 in 5 (58%) say if their
employer was to offer it, they would be likely to purchase it.
“It is important to understand the current environment related to
employee disability coverage,” said Nathan Queen, OneAmerica regional
vice president, southern region. “Our snapshot affirms established
industry studies that too few employees elect or have access to
disability coverage, a benefit we believe to be a cornerstone of
financial well-being in their benefits package.”
Those who do not have voluntary disability coverage through their
employer cite the following as additional reasons for not selecting
coverage:
- Don’t see the value (14%)
- Other obligations or expenses they feel are higher priorities (11%)
- Can’t afford coverage (12%)
- They think they are healthy and don’t need it (12%)
A recent study by LIMRA and Life Happens looked at behaviors that
prevent workers from purchasing life insurance and related coverage,
such as disability.2 LIMRA and Life Happens stated that
unless workers understand what it is, and more importantly why
they—personally—need it, they won’t be motivated to buy the coverage.
“Our goal is to further the dialogue about the value of disability
coverage, so all employees can understand that insuring their paycheck
is the catalyst to protecting everything else in their lives, including
their homes, their cars and their family,” Queen added.
OneAmerica focuses on the core financial wellness products of group life
and disability insurance. OneAmerica has recorded double-digit sales
growth in Employee Benefits for five consecutive years.
About OneAmerica®
A national leader in the insurance and financial services marketplace
for more than 140 years, the companies of OneAmerica help customers
build and protect their financial futures. OneAmerica offers a variety
of products and services to serve the financial needs of their
policyholders and customers. These products include retirement plan
products and recordkeeping services, individual life insurance,
annuities, asset-based long-term care solutions and employee benefit
plan products. Products are issued and underwritten by the companies of
OneAmerica and distributed through a nationwide network of employees,
agents, brokers and other sources who are committed to providing value
to our customers. To learn more about our products, services and the
companies of OneAmerica, visit oneamerica.com/about-us/companies-of-oneamerica
OneAmerica® is the marketing name for the companies of
OneAmerica. Products issued and underwritten by American United Life
Insurance Company® (AUL), Indianapolis, IN, a OneAmerica company.
Harris Insights & Analytics is not an affiliate of the companies of
OneAmerica.
1 This survey was conducted online within the United States
by The Harris Poll on behalf of OneAmerica from April 18 – 22,
2019 among 1,017 U.S. adults ages 18 and older who are employed
full-time or part-time. This online survey is not based on a probability
sample and therefore no estimate of theoretical sampling error can be
calculated. For complete survey methodology, including weighting
variables and subgroup sample sizes, please contact Tom Spalding at
317-656-7644.
2 The Insurance Barometer is an annual study that tracks the
perceptions, attitudes and behaviors of adult consumers in the United
States. In January 2019, LIMRA and Life Happens engaged an online panel
to survey adult consumers who are financial decision makers in their
households. The survey generated over 2,000 responses. Models used in
the sample development include a propensity model to adjust for sample
selection error, and weighting models to adjust for sample response
error. Read more: http://bit.ly/2019study
Contacts
Tom Spalding
[email protected]
317-656-7644
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Cannabis
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Humboldt
Humboldt Seed Company partners with Apollo Green to bring California cannabis genetics to the global marketplace
Apollo Green to distribute Humboldt Seed Company clonal cannabis genetics to Germany, Portugal and Australia
SAN FRANCISCO, April 30, 2024 /PRNewswire/ — Humboldt Seed Company (HSC), California’s leading cannabis seed producer, has announced a partnership with Canadian-based Apollo Green to make eight breeder cuts available to researchers, licensed commercial cultivators and home growers in legal markets worldwide. This first-to-market clonal genetics release is a significant milestone and will expand access to distinctive, high-quality cannabis genetics in both established and emerging global markets including Germany, Portugal and Australia.
The curated, breeder-verified selection includes pioneering triploid genetics, such as OG Triploid and Donutz Triploid alongside the legendary cult classic Blueberry Muffin. Also available are All Gas OG with a THC content of 21% and four high-THC strains in the 30-35% range: Golden Sands, Guzzlerz, Jelly Donutz and Orange Creampop. These selections represent the top .01% from HSC’s extensive California pheno-hunting program.
Exports will begin in May under Apollo Green’s Canadian federal cannabis license. All shipments have Canadian phytosanitary certification, ensuring plants have been inspected, and are clean and free of pests.
“Access for all to quality genetics has been our core focus since the beginning,” said HSC Co-founder and Chief Science Officer, Benjamin Lind. “Our science-based approach to breeding aligns perfectly with Apollo Green’s high standards and we are excited to be able to extend these hand-selected cuts to a wider audience, especially at this pivotal time where we’re seeing positive regulatory changes globally.”
Oisin Tierney, Apollo Green Director of Business Development, said, “California has long been recognized for setting industry standards, and we are proud to play a role in bringing these esteemed genetics to cultivators worldwide. The triploids are especially noteworthy in terms of the unprecedented potential for enhanced plant vigor, higher yields, shorter flowering times and superior returns for solventless extraction.”
About Humboldt Seed Company
Established in 2001, Humboldt Seed Company is a Northern California heritage brand providing quality cannabis genetics to commercial cultivators and home growers in legalized states across the U.S. and international markets including Spain, Canada, Jamaica, South Africa, Colombia, France, Portugal, Greece, the UK, Malta and Thailand. With a focus on environmental and social justice, they combine traditional breeding and modern scientific practices in their strain development program. They have served the cannabis community for over two decades.
For more information visit https://humboldtseedcompany.com/.
About Apollo Green
Licensed since 2019, Apollo Green is Canada’s leader in cannabis genetics. The company’s mission is to provide an ever-growing bank of seeds and clones to medical patients and recreational consumers. Apollo Green provides clean, trusted cannabis seeds and clones, which are backed by the foremost tissue culture technology to reduce risks, costs and time-to-market for licensed producers around the world. Apollo Green is passionate about cannabis genetics.
For more information visit https://apollogreen.com/.
Media contact
Jaana Prall
[email protected]
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View original content:https://www.prnewswire.co.uk/news-releases/humboldt-seed-company-partners-with-apollo-green-to-bring-california-cannabis-genetics-to-the-global-marketplace-302131618.html
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