MetLife CFO John McCallion Provides First Quarter 2019 Financial Update Video

NEW YORK–(BUSINESS WIRE)–MetLife, Inc. (NYSE: MET) today announced that Executive Vice President
and Chief Financial Officer John McCallion has provided a first quarter
2019 financial update video.

The video can be viewed on the company’s website at https://www.metlife.com/about-us/newsroom/#video.

About MetLife

MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates
(“MetLife”), is one of the world’s leading financial services companies,
providing insurance, annuities, employee benefits and asset management
to help its individual and institutional customers navigate their
changing world. Founded in 1868, MetLife has operations in more than 40
countries and holds leading market positions in the United States,
Japan, Latin America, Asia, Europe and the Middle East. For more
information, visit www.metlife.com.

Forward-Looking Statements

This news release may contain or incorporate by reference information
that includes or is based upon forward-looking statements within the
meaning of the Private Securities Litigation Reform Act of 1995.
Forward-looking statements give expectations or forecasts of future
events. These statements can be identified by the fact that they do not
relate strictly to historical or current facts. They use words and terms
such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,”
“believe,” “will,” and other words and terms of similar meaning, or are
tied to future periods, in connection with a discussion of future
performance. In particular, these include statements relating to future
actions, prospective services or products, future performance or results
of current and anticipated services or products, sales efforts,
expenses, the outcome of contingencies such as legal proceedings, trends
in operations and financial results.

Many factors will be important in determining the results of MetLife,
Inc., its subsidiaries and affiliates. Forward-looking statements are
based on our assumptions and current expectations, which may be
inaccurate, and on the current economic environment, which may change.
These statements are not guarantees of future performance. They involve
a number of risks and uncertainties that are difficult to predict.
Results could differ materially from those expressed or implied in the
forward-looking statements. Risks, uncertainties, and other factors that
might cause such differences include the risks, uncertainties and other
factors identified in MetLife, Inc.’s filings with the U.S. Securities
and Exchange Commission. These factors include: (1) difficult economic
conditions, including risks relating to interest rates, credit spreads,
equity, real estate, obligors and counterparties, currency exchange
rates, derivatives, and terrorism and security; (2) adverse global
capital and credit market conditions, which may affect our ability to
meet liquidity needs and access capital, including through our credit
facilities; (3) downgrades in our claims paying ability, financial
strength or credit ratings; (4) availability and effectiveness of
reinsurance, hedging or indemnification arrangements; (5) increasing
cost and limited market capacity for statutory life insurance reserve
financings; (6) the impact on us of changes to and implementation of the
wide variety of laws and regulations to which we are subject; (7)
regulatory, legislative or tax changes relating to our operations that
may affect the cost of, or demand for, our products or services; (8)
adverse results or other consequences from litigation, arbitration or
regulatory investigations; (9) legal, regulatory and other restrictions
affecting MetLife, Inc.’s ability to pay dividends and repurchase common
stock; (10) MetLife, Inc.’s primary reliance, as a holding company, on
dividends from subsidiaries to meet free cash flow targets and debt
payment obligations and the applicable regulatory restrictions on the
ability of the subsidiaries to pay such dividends; (11) investment
losses, defaults and volatility; (12) potential liquidity and other
risks resulting from our participation in a securities lending program
and other transactions; (13) changes to investment valuations,
allowances and impairments taken on investments, and methodologies,
estimates and assumptions; (14) differences between actual claims
experience and underwriting and reserving assumptions; (15) political,
legal, operational, economic and other risks relating to our global
operations; (16) competitive pressures, including with respect to
pricing, entry of new competitors, consolidation of distributors, the
development of new products by new and existing competitors, and for
personnel; (17) the impact of technological changes on our businesses;
(18) catastrophe losses; (19) a deterioration in the experience of the
closed block established in connection with the reorganization of
Metropolitan Life Insurance Company; (20) impairment of goodwill or
other long-lived assets, or the establishment of a valuation allowance
against our deferred income tax asset; (21) changes in assumptions
related to deferred policy acquisition costs, deferred sales inducements
or value of business acquired; (22) exposure to losses related to
guarantees in certain products; (23) ineffectiveness of risk management
policies and procedures or models; (24) a failure in our cybersecurity
systems or other information security systems or our disaster recovery
plans; (25) any failure to protect the confidentiality of client
information; (26) changes in accounting standards; (27) our associates
taking excessive risks; (28) difficulties in marketing and distributing
products through our distribution channels; (29) increased expenses
relating to pension and other postretirement benefit plans; (30)
inability to protect our intellectual property rights or claims of
infringement of others’ intellectual property rights; (31) difficulties,
unforeseen liabilities, asset impairments, or rating agency actions
arising from business acquisitions and dispositions, joint ventures, or
other legal entity reorganizations; (32) unanticipated or adverse
developments that could adversely affect our expected operational or
other benefits from the separation of Brighthouse Financial, Inc. and
its subsidiaries; (33) the possibility that MetLife, Inc.’s Board of
Directors may influence the outcome of stockholder votes through the
voting provisions of the MetLife Policyholder Trust; (34) provisions of
laws and our incorporation documents that may delay, deter or prevent
takeovers and corporate combinations involving MetLife; and (35) other
risks and uncertainties described from time to time in MetLife, Inc.’s
filings with the U.S. Securities and Exchange Commission.

MetLife, Inc. does not undertake any obligation to publicly correct or
update any forward-looking statement if MetLife, Inc. later becomes
aware that such statement is not likely to be achieved. Please consult
any further disclosures MetLife, Inc. makes on related subjects in
reports to the U.S. Securities and Exchange Commission.

Contacts

For Media:
Ashia Razzaq
MetLife
(212) 578-1538

For Investors:
John Hall
MetLife
(212) 578-7888